Result: Either you get great advice and don't take it because your mind argues that "the expert might be wrong." Or you blindly follow the expert advice you think you heard, no matter how odd. Should things go bad, you blame them. "It's not my fault," you lament. "I did what they said."
Bottom line: You don't understand the complicated subject as well as the expert. But the expert, no matter how brilliant, can never know every detail about your life. You do. You're the one in the shoes at the check-out line. Both perspectives count.
Solution: Tune in to your own intuitive problem-solving side. You'll need to cultivate objectivity and creative thinking. A creative "hit" feels very different from your normal rational logic. It may also be outside your comfort zone. Just remember this: nobody else can live your life any better than you can.